Welcome to future of benefit enrollment
Why make securing your benefits so difficult. You deserve short-term disability
Who Are We
About Federal Disability Coverage is part of Apex Insurance Group. We provide insurance benefits to federal employees nationwide. We utilize the latest technology to make it easier to secure the supplemental benefits you deserve.
Our Mission
Is to ensure all Federal employees are aware of the limitations of Workers Compensation and the opportunity they have to protect their family in the event of an uncovered Workers Compensation claim.
What We Do
- Short-term disability
- Life Insurance
- Annuitities
- Benefit training
Waiting Period
Options for 14 and 30 days.
Benefit amount
The maximum benefit amount is 60% of your annual salary.
Part -time employees
All Part-time employees are free to enroll.
Pregnancy coverage
Yes, as long as you not be pregnant at the time of application.
Monthly benefit
Upto $3,000 monthly for Federal.
Coverage
Coverage is on and off the job. Coverage is also for sickness and injury.
Why choose Short-Term Benefits?
We are highly experienced in serving federal and Postal Service employees nationwide.
- Years of experience – we have over 150 years of insurance and employee benefit experience. Some of our staff have military, federal, or Postal Service experience. Afterall, who else would you trust?
- Available for you – Our staff is happy to assist you on your schedule. We are able to discuss your questions morning, afternoons, or evenings. We know many employees work 24/7, so are we!
- Ongoing training – Every member of our organization completes more than 40 hours of training annually.
- Technology leader – We are the first organization offering complete online employee enrollment of short-term disability. Additionally, our staff can provide a complete employee benefit review.
- More than benefits – Apex Insurance Group is fully knowledgable is all facets of life insurance. If you need advanced life insurance design we can help.
The services provided by TBC was most effective, and the assistance in filling out the forms correctly and in timely manner by you (John Sanders) was most efficient. Your support helped me immensely, and the peace of mind provided was most appreciated – cannot say enough good things about your service. The work that went into your efforts was professional and expect the completed forms to expedite my exit from the Postal Service after 37 years of service.
I am already recommending your service to other federal employees.
Workers Compensation
Only covered for work related Injury or Illness.
Workers Compensation
Most States only replace up to 66 2/3% of Salary.
Workers Compensation
Not covered for injuries incurred to and from work, at home or on vacation.
Short Term Disability
You choose when benefits start 14 or 30days after event. Covered at Home, Work and Play.
Short Term Disability
You can sign up for the lesser of $3,000† per month or 60% of your base salary.
We Deliver
Pays you 50% of benefit in addition to your Workers Compensation.